FAQS for Short Term Hired In Plant

How much does it cost?

That depends on what you are hiring in, how long you’re hiring it for and how much the hiring fees are. Premiums start from as little as £76.00

What kind of Plant can I insure under this policy?

Most items of Contractors’ Plant can be insured under this policy with the exception of the following:-

• Waste Recycling, Waste Processing or Landfill Plant (e.g. Shredders, Chippers, Graders, Crushers, Screeners, Picking Lines / Stations)
• Timber and Forestry Plant (including Forwarders, Harvesters, Chippers and Shredders)
• Road Surfacing Equipment including the use of Hot Tar or Asphalt
• Agricultural Plant (e.g. Tractors, Combine Harvesters, Balers)
• Cranes
• Van or Lorry-mounted items (e.g. Road Sweepers, Cherry Pickers, Volumetric Mixers)
• Drilling Rigs & Piling Rigs
• Quad Bikes / ATVs / Golf Buggies / Unimogs
• Concrete Mixing, Batching or Pumping equipment

What does it Cover?

Plant and Equipment insured under this policy is covered against 'All Risks' of Accidental Damage, Fire and Theft

Does it Cover Plant travelling on the Public Highway?

There is the option to add this type of cover – just tick the box to add it

How long does it take to get a quote?

It’s really quick – 2 minutes and if you want to buy the policy, another 5 minutes or so, that’s all.

What if I don’t know the exact details of the equipment being hired eg Make / Model / Serial Number?

If you don’t know the precise details then in the 'Make' field select 'unknown' from the drop down list; in the 'Serial / Registration Number' field type 'To Be Confirmed'; in the 'Type of Machinery' field type a generic description eg '3 tonne Excavator'.

What if the job takes longer than expected and I need to extend the Period of Cover?

Unfortunately, if you have had to hire the item for longer then you will need to purchase a new policy for the additional days. If the hire company is delayed collecting the item and has asked you to extend the policy, then please contact us.

How quickly will I received the paperwork?

They are emailed to you within minutes of buying the policy.

Where can I get a summary of the Cover provided or Policy Document?

These are emailed to you after you have bought the policy. If you want to see them beforehand, please click here.

Is the cover available for Private Individuals as well as Businesses?

Yes, it is available to all

I’m not great on a Computer – can I buy a policy by phone?

Sorry, this is an online only policy but it’s a really quick and easy process.

What is the Maximum Value of equipment I can insure under this policy?

We can offer a £100,000 limit per policy, if you require a higher limit then we can offer an annual policy, premiums start from £580, you can purchase online or you can call us on 0800 141 2877 and a member of our New Business team would be happy to provide you with a quick, no obligation hired in plant quote.

What if I need more than 30 Days cover?

Either click contact us and we’ll get in touch however you prefer, phone or email or call 0800 141 2877 and one of the Team will be happy to help