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FAQS for Owned & Hired In Plant Insurance

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Do you just insure JCB machines?

We don't just insure JCB equipment, we can insure all of your Plant and Equipment. Also, we don't just insure Contractors' Plant but as a Specialist Insurance Broker, we can arrange all the insurance your business needs. You can purchase online click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation Plant Insurance quote.

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Do you just insure single machines or can you insure larger fleets of equipment?

We can insure everything from a single machine on one policy to multi-million pound fleets on an unspecified basis.. and everything in between. Whatever the size, type and value of equipment JCB can arrange the right insurance at competitive premiums. You can purchase online click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation Plant insurance quote.

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What is Plant Insurance?

Plant Insurance is insurance that covers your Contractors’ Plant and Equipment against accidental damage, fire and theft. Confusingly, it is sometimes also called Engineering Insurance, Contractors’ Insurance or Contractors’ All Risks Insurance. If you’re not sure or want to talk it through, either click contact us and we’ll get in touch however you prefer - phone or email or call 0800 141 2877 and one of the Team will be happy to help

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What does Contractors’ Plant Insurance cover?

Contractors Plant and Machinery insurance covers your equipment against ‘All Risks’ of accidental damage, fire and theft, anywhere in the UK. Please be aware that if your machine travels on the Public Highway, it will need additional Third Party Road Risks cover by law. We can arrange that as an optional extension to your Contractors’ Plant Insurance. Click Here of a quote or click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation Plant Insurance quote.

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If JCB Insured my Plant, would it be covered to drive on the Road?

If your machine needs to travel on public roads under its own power, it will need to be insured against Third Party Road Risks. JCB has exclusive facilities to cover this.

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I don’t own any Plant but I do hire in equipment when I need it – What Insurance do I need?

If you hire in Plant it will almost certainly be under Terms and Conditions of Hire that make you responsible for it whilst it is in your possession. (Usually CPA (Contractors’ Plant Hire Association) or HAE (Hire Association Europe) or something similar so you need to make sure it’s insured. JCB has exclusive facilities to arrange Hired In Plant Insurance quickly and competitively. Click here for a quick online quote, for either Annual cover if you Hire Plant in regularly or Short Term if you hire very occasionally. Or click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation annual Hired In Plant Insurance quote.

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How much does Owned Plant Insurance Cost?

That’s a difficult one to answer because the cost of your Plant Insurance depends on a variety of things including the value of the equipment, what it’s being used for, whether you are using it yourself or hiring it out, previous claim etc. Premium tends to start at around £500 for an annual policy but you can get a quick online quote, click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation Plant Insurance quote.

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How much does Hired-In Plant Insurance Cost?

If you only hire in very occasionally you might be better taking one of our Short Term Hired-In Plant policies. Premiums start at just £75.00. If you hire plant in regularly the insurance premium is determined by a variety of things including how much you spend annually on hiring plant in, the value of the equipment you hire, what you use the plant for and your past claims. Click here for a quick online quote, for either Annual or Short Term cover. Or click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation annual Hired In Plant Insurance quote.

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Does Hired In Plant insurance cover Equipment that I hire if it travels on the public highway?

No it doesn’t but it is something that lots of people overlook. If for example you hire in a Road Registered dumper many people assume that it is insured but the Terms and Conditions of Hire that make you responsible for it whilst it is in your possession. (Usually CPA (Contractors’ Plant Hire Association) or HAE (Hire Association Europe) or something similar. JCB Insurance can arrange ‘blanket’ Hired-In Plant Road Risks cover by extension to make sure that you’re legal when you’re driving hired in plant on the road. Click contact us and we’ll get in touch however you prefer- phone or email or call 0800 141 2877 and one of the Team will be happy to provide you with a quick, no obligation annual Hired In Plant Insurance quote including Road Risks.

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Why would I choose JCB Insurance Services for my Plant insurance?

Being part of a Global Construction Equipment Manufacturer means that ‘We Know Plant’. Our business was establish on insuring Plant and as a result, we have unrivalled knowledge and expertise in getting the right cover for you at the right price, all backed by our Team of friendly experts. We also have exclusive insurance policies with many features and benefits not available elsewhere.

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How could I save even more on my Plant insurance?

Security features such as transponder key immobilisers, trackers and CESAR registration are all great ways to protect your valuable equipment and reduce your insurance premium. If your machines are not fitted with these, it might be worth considering.

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